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DATA PENGUNJUNG
Mulai Oktober 2008
 | Hari ini | 426 |
 | Kemarin | 627 |
 | Minggu ini | 1077 |
 | Bulan ini | 1077 |
 | Semua | 242010 |
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| Farmers Financial Institutions - ADL |
(Koperasi Simpan Pinjam Artha Darma Lestari ) Is built from Financial Institutions cooperation Farmer Group Network, the Institute Lesman and Consultants (Fair Trade Links Consultan) to secure the existing finance from financial and Revolving Lesman dug themselves from peasant societies, improving the mechanisms and procedures for financial management as a source of economic funding for farmers and find sustainability solutions.
Main Courses Darma KSP Artha Lestari: * Providing financial services in order to finance revenue pngelolaan business & community with the principles of professional, accountable, transparent and profitable. * Facilitate the growth of the balance and Saving & Loan and to realize the flow of funds of rural communities. * Facilitate training and capacity building of Human Resources for members, administrators and managers and the community. Corporation Legal entity from Farmers Financial Institutions "Dharma Artha Lestari" by the Decree of State Minister of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number: 703/BH/503/VII/2004 dated July 14 2004dengan status of Credit Unions. Vision: Became the Institute of Financial Services for the village community, which is managed independently, professionally and capable of meeting the financial services needs of society, especially the poor, based on the values of togetherness and trust to improve the welfare of the community. Mission: Foster cooperation and solidarity of the community to leverage local financial resources, and also other parties with a basis of mutual need and trust to encourage the growth of various activities in business / economics community, and encourage economic expansion of existing businesses. Destination: * Providing financial services to rural communities, especially the poor who are not served by formal financial institutions. * Encouraging people to save Part of their income for investment purposes, educational or other important interests, and to encourage the growth of solidarity between rural residents * Encouraging people to diversify the business by providing a cheap and easy credit * Encouraging the growth of rural financial services that are owned and managed by the society, without abandoning the principles of professionalism and accountability SAVINGS: * Tamara (Savings Community Planning) Savings for the community to meet the needs - the need for a celebration (Birth, Circumcision, Marriage), school fees, house repairs, etc. Payment is easy, attractive flowers, can be used as loan collateral. * TARAKA (Community Savings Deposits) more popular with term deposits, with deposits of at least Rp. 250.000, - your funds will be secure and able to guarantee credit. * TAMASA (Community Savings Ordinary) savings products designed for customers who have a rapid turnover, deposited with a deposit at any time pull the lighter, safer. * TAWAJIB (compulsory savings) saving products mandatory for every member and borrower. CREDIT 1. Credit groups: * Given to individual group members * Number of members at least 10 people * Disbursement directly to individuals in the dal; pm group meeting * Installment was made during the group meeting / month * Period up to 10 months 2. Individual Credit * Given on an individual community members * By using Guarantee * Periods of up to 25 months * Disbursement directly to individual * Monthly installments.  |
